Periodontal disease affects a large number of Americans, and it is not a health condition to ignore. Left untreated, bone deteriorates, teeth loosen, and gums become infected and pockets between the tooth root and gum may fill with pus. You need to seek periodontal treatments before the bacteria spreads to other areas in your body.
It is important to see a periodontist regularly. This is the best way to catch gum disease in its earliest stages when oral rinses may be all the treatment you need. Once your teeth are damaged, a dental implant costs an average of $3,000 to $4,500 per tooth. LANAP® surgery also varies in price depending on the surgeon’s fees and extent of the gum disease, but expect to pay around $5,000.
When money is tight and dental coverage is limited, you may find yourself worried about how you will pay for necessary periodontal treatments. There are periodontal treatment financing options you can use at Gallardo & Lamas to help pay for the treatments you need to maintain your oral health.
Care Credit provides financing for medical and dental treatments. When your treatment costs $200 or more, you receive special financing options that include no- or low-interest and affordable monthly payments for up to 60 months.
It is important that you make the minimum monthly payment on time. Failure to pay on time can lead to increased interest rates.
Citi Health Card
Operated by Citi, the Citi Health Card is accepted at participating providers, and Gallardo & Lamas Periodontics and Implant Dentistry is one. After being approved for an account, you have a permanent solution for paying for necessary periodontal treatments. You do not have to reapply every time you go for additional procedures.
The benefit of the Citi Health Card is that you get a low monthly payment with a reasonable interest rate and no down payment. You can pay the loan off early and not face any penalties. The account is good for everyone in your family, too, so you don’t have to get additional accounts for your children or spouse.
Springstone Patient Financing
Springstone Patient Financing offers payment plans ranging from 6 to 24 months. You have the benefit of breaking up your necessary periodontal treatments or surgeries into affordable monthly payments. Interest rates start as low as four percent, and loans range from $499 to $40,000. Financing your visits with the periodontist does not cost you a lot of money.
When setting up a Springstone Patient Financing account, you do not need to give a down payment. It’s a quick process that gives you an answer in a matter of minutes. If you pay off your loan early, you are not penalized.
Learn more about patient financing for periodontal treatments. Dr. Gallardo and Dr. Lamas are Miami periodontists who specializes in dental implants and LANAP® laser surgery. To schedule an appointment, call (305) 447-1447.